Ms. Gibson Recently Lost Her Employer Group Health and Drug Coverage and Now She Wants to Enroll in a PPO That Does Not Include Drug Coverage

Ms. Gibson recently lost her employer group health and drug coverage and now wants to join a PPO that does not include drug coverage. What should you tell her about getting drug coverage?

The question “Ms. Gibson recently lost her employer group health and drug coverage and now wants to enroll in a PPO that does not include drug coverage. What should you tell her about getting drug coverage?” is given below.

Answer – She can join a PPO but cannot purchase a stand-alone Medicare Part D prescription drug plan.

Hopefully you all know the answer to “Ms. Gibson recently lost her employer group health and drug coverage, and now she wants to join a PPO that does not include drug coverage. What should you tell her about getting drug coverage?” AHIP issues.

Advanced Health Promotion Program

AHIP (America’s Health Insurance Plans) certification testing is a key requirement for almost all Medicare carriers. This is critical for agents who expect to sell most Medicare Advantage (MA) and Prescription Drug Plans (PDPs) each calendar year.

On average, agents should allocate approximately 10-15 hours to test preparation to ensure they are competent enough to successfully pass certification.

Training is critical for agents to stay current on CMS regulations and the rules governing the sale of Medicare Advantage and Part D plans.

To ensure that agents are well prepared and knowledgeable, insurance companies mandate that they undergo this type of training. By becoming AHIP certified, agents can demonstrate proficiency in AHIP’s Medicare and FWA training, demonstrating a thorough understanding of all CMS guidelines for selling Medicare Advantage and Part D plans.

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